Workers’ Compensation Discounts by State: A CEDR Infographic
Workers’ compensation, which provides benefits to employees who suffer injuries or illnesses related to their work, is not generally on an employer’s list of favorite things to think about. But the system does technically work both ways: while an injured employee receives financial benefits, the workers’ compensation system also protects the employer in most (not all!) cases from lawsuits related to those injuries.
Of course, preventing injuries and promoting a safer, healthier workplace is always the best solution for employers and employees alike! And when it comes to lowering your unavoidable costs, CEDR’s Workers’ Compensation Infographic discusses discounts that may be available in some states for businesses that implement drug-free workplace programs.
(Note that alcohol- or drug-related injuries are generally not covered by workers’ compensation programs. However, since they help promote employee health and well-being, “drug-free workplace” programs may, in some states, reduce your premium costs as an employer.)
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Have questions about workers’ compensation or a specific issue in your practice? As always, doctors, dentists, and medical/dental office managers are welcome to contact CEDR. Just call 866-414-6056 or email firstname.lastname@example.org.
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Friendly Disclaimer: This information is general in nature, and is not intended to replace good counsel about a specific issue with an HR expert or your favorite HR Sherpa.